Uqikelelo lwenjongo: Ubalo lwerhafu olulula

Uhlaziyo lokugqibela: I-5 kaSeptemba 2024

Yintoni uqikelelo olujoliswe kuko?

La uqikelelo lwenjongo Yenye yeendlela ze ukumiselwa kwesiseko serhafu Sebenzisa i baqeshwe kunye nabanye oosomashishini xa ubala iirhafu zakho. Ngokungafaniyo ne uqikelelo oluthe ngqo, esekelwe kwingeniso kunye neendleko zangempela, le ndlela isekelwe kuyo izikhombisi zoqoqosho eyenza lula inkqubo yokubala irhafu.

Iimpawu eziphambili zoqikelelo lwenjongo

  • Ukulula: Indlela ivumela ulawulo olulula kwaye olukhawulezayo, olukhokelela kwiimpazamo ezimbalwa.
  • Ukucwangcisa kwangaphambili: Iimodyuli kunye nee-coefficients ezisebenzayo kumsebenzi ngamnye wezoqoqosho zisetyenziswa.
  • RigorNangona iyinkqubo eyenziwe lula, iseyinkqubo engqongqo ekufuneka kuhlangatyezwane nayo imigangatho ethile.

Ngubani ofanelekele ukuthelekelela injongo?

Ukusetyenziswa uqikelelo lwenjongo Ayifumaneki kumntu wonke baqeshwe kunye neenkampani. Iindidi zabarhafi abafanelekileyo kule nkqubo zezi:

Iikhrayitheriya zokukhutshelwa ngaphandle

Ukuze ulungele ukuqikelelwa kwenjongo, iimfuno ezithile kufuneka zifezekiswe. iimfuno:

  • Musa ukudlula kwi- 250.000 euro yengeniso yonyaka.
  • Ukungafumani ngeniso ngaphezu kwesinye 25% yengeniso iyonke ngeentengiso.
  • Ukungabi yinxalenye yoluntu.

Imisebenzi yezoqoqosho esebenzisa uqikelelo lwenjongo

Imisebenzi edla ngokusetyenziswa uqikelelo lwenjongo faka:

  • Intengiso
  • Iinkonzo zokubuka iindwendwe
  • Ukuthengiswa kwezinto ezithengiswayo

Lubalwa njani uqikelelo lwenjongo

Ubalo kwi uqikelelo lwenjongo Isekelwe ezininzi iimodyuli esekwe yi-Arhente yeRhafu. Ezi modyuli zisebenza kwimiba eyahlukeneyo yomsebenzi wezoqoqosho kwaye zibandakanya:

Iimodyuli ezisebenzayo

Ezinye ze iimodyuli ezininzi eziqhelekileyo Zizo:

  • Ingeniso epheleleyo
  • Indawo engaphezulu yesakhiwo
  • Amandla emoto
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Umzekelo wokubala

Ku umrhwebi ukuba unendawo Iimitha zesikwere ezingama-50 kwaye ufumana ezinye 80.000 euro yengeniso, ukubala kunokuphenjelelwa yi imodyuli yengeniso kunye imodyuli yomphezulu.

Ukuba imodyuli yengeniso i 30 euro kwi square metre nganye kwaye umrhwebi une imodyuli emiselweyo de 1.500 euro, ubalo luhamba ngolu hlobo lulandelayo:

  • Ingeniso epheleleyo: 30 euro x 50 m = 1.500 euro
  • Itotali yokubhengezwa: I-euro eyi-1.500 + i-euro eyi-1.500 = 3.000 euro

Izinto eziluncedo zokuqikelela injongo

La uqikelelo lwenjongo ibonisa ezahlukeneyo ezintle eyenza ukusetyenziswa kwayo kube nomtsalane koosomashishini abaninzi:

Ubulula bolawulo

Ukunciphisa umthwalo wolawulo yinto enamandla. Ngenkqubo esekelwe kwi iimodyuli, abahlawuli berhafu banokuwuphepha umsebenzi odinisayo wokugcina iirekhodi zocwangciso-mali ezibanzi.

Ukuqikelelwa kwerhafu

Los baqeshwe Banokulindela ngokulula iimfanelo zabo zerhafu, ngenxa yokuba bazi kwangaphambili iimodyuli ezifanelekileyo.

Ukuqhubela phambili ngokukhawuleza

Izaziso kunye nezibhengezo zidla ngokungeniswa ngokukhawuleza, ngaphandle kwesidingo sokuthethelela iindleko okanye umvuzo ngamnye.

Ukungalungi koqikelelo lwenjongo

Phezu kwazo nje iingenelo, zikho ngokuqinisekileyo ngxaki kunye nemida ekufuneka iqwalaselwe phambi kokuba uthathe isigqibo sokukhetha le ndlela:

Ilahleko yokutsalwa

Iindleko ezizizo azinakuthethelelwa, nto leyo ethetha ukuba zingalahleka. ukuncitshiswa enokubaluleka kwimeko ye uqikelelo oluthe ngqo.

Umngcipheko woqikelelo olugqithisileyo

Ukuba iimodyuli ezisetyenzisiweyo azimelanga ubunyani bezoqoqosho kwishishini, umhlawuli werhafu uqhuba umngcipheko wokugqithisa umvuzo wakhe.

Unyino kuhlobo lwemisebenzi

Ayiyiyo yonke imisebenzi yezoqoqosho efanelekile kule nkqubo, enciphisa ukusetyenziswa kwayo ku iseti esezantsi yemisebenzi yoshishino.

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Ukufakela imihla ebekiweyo kunye nezibophelelo zerhafu

Los baqeshwe ukuba bakhethe i uqikelelo lwenjongo kufuneka ihambelane nokuqinisekileyo Uxanduva lwezemali kunye nemihla ebekiweyo yokungeniswa:

Ukunikezelwa kwefomu ye-130

Lo mzekelo kufuneka ungeniswe qho ngekota, ukunika ingxelo ngawo ingeniso kunye neendleko ibalwe kusetyenziswa indlela yoqikelelo lwenjongo.

Ingxelo yonyaka

Ukongeza kwimodeli yekota, isibhengezo sonyaka esishwankathela umsebenzi wonyaka kufuneka singeniswe, kunye ne imodeli 100.

Ukubamba kunye neentlawulo kwi-akhawunti

Los baqeshwe Kufuneka balindele iintlawulo kunye nokubamba, eziya kubalwa ngokunxulumene iimodyuli esebenzayo kumsebenzi wakho.

Ukuqinisekisa ukuba i uqikelelo lwenjongo iqhutywa ngokuchanekileyo, iingcebiso ezininzi zenziwe i ngcebiso:

Yazi inkqubo yomthetho

Kubalulekile ukuba uqaphele le imimiselo kunye notshintsho lwerhafu oko kunokuchaphazela uqikelelo lwenjongo kumsebenzi ngamnye.

Ukubeka iliso kwimisebenzi yezoqoqosho

Ukugcina umkhondo wengeniso kunye neendleko kunokukunceda ukuba uchonge ukuba inkqubo yeemodyuli yeyona ndlela ilungileyo kuwe ekuhambeni kwexesha.

Dibana nomcebisi werhafu

Yiba nengcebiso ka ubuchwephesha berhafu inokubonelela ngembono enenjongo malunga nokufaneleka kokusebenzisa le ndlela xa kuthelekiswa noqikelelo oluthe ngqo.

Ukhetho phakathi kwe uqikelelo lwenjongo kunye uqikelelo oluthe ngqo Kuya kuxhomekeka kwinani lezinto ezithe ngqo kwishishini ngalinye. Ubulula kunye nesantya esinikezelwa ngoqikelelo oluchanekileyo lunokuba nomtsalane, kodwa kukwabalulekile ukuqwalasela imida yalo.