Isici esibalulekile sokutshala imali ukuphatha ukuguquguquka kwemakethe . Kulabo abafuna ukusizakala ngokushintshashintsha kwamanani ngokushesha , lesi sihloko sinikeza umhlahlandlela onemininingwane nowusizo . Sizohlaziya amaqhinga azokuvumela ukuthi wenze izinqumo ezinolwazi kakhulu nezinecebo ezindaweni ezingaqinisekile kakhulu.
Ukuguquguquka kubhekisela ekushintsheni kwamanani ezimpahla zezimali ngezikhathi ezimfushane . Kuyisici esingokwemvelo sezimakethe ezifana nemakethe yamasheya kanye nemakethe yezimpahla . Umtshali-zimali onolwazi uyaqonda ukuthi ukuguquguquka kungamelela kokubili ithuba kanye nengozi.
Ukuchithwa
Ukuhlukahluka kuyindlela eyisisekelo kodwa ephumelelayo yokunciphisa ubungozi . Kuhlanganisa ukusabalalisa utshalomali ezimpahleni eziningana ezingahlobene . Lokhu kusiza ukunciphisa ukulahlekelwa okungenzeka lapho umkhakha uncipha.
Izinhlobo zokuhlukahluka
Kunezindlela ezahlukahlukene zokuhlukanisa iphothifoliyo yokutshala imali:
- Okomkhakha: Invest in ezahlukene imikhakha yezomnotho kanjani ubuchwepheshe, impilo, namandla.
- Indawo: Sabalalisa izimali ku amazwe ahlukene y izifunda.
- Uhlobo lwefa: Hlanganisa izenzo, amabhonasi,futhi izinto zokusetshenziswa ngaphakathi esikhwameni.
Ukusetshenziswa kwamathuluzi ezezimali
Kukhona amathuluzi okuphatha ukuguquguquka nokuvikela ukutshalwa kwezimali. Phakathi kwezinto ezivame kakhulu yi -derivatives kanye ne-exchange-traded funds (ETFs). Lawa mathuluzi avumela abatshalizimali ukuthi bavikele ukulahlekelwa okungenzeka futhi basebenzise amathuba emakethe.
Izinhlobo zamathuluzi ezezimali
Izigaba zamathuluzi awusizo ezimakethe eziguquguqukayo:
- Izinketho: Bakuvumela ukuthi uthenge noma udayise impahla ngentengo ethile ku- ikusasa.
- Ikusasa: Izinkontileka lapho kuvunyelwene khona ukuthenga noma ukudayiselwa impahla a intengo kanye nosuku oluzayo ethize.
- Ama-ETFs: Izimali ezihweba njengezitoko kodwa eziqukethe a ukwehluka ngaphakathi
Hlala uzolile futhi ugxile
Imizwa ingenye yezinsongo ezinkulu kubatshalizimali. Izinqumo ezisheshayo zingaholela ekulahlekelweni okukhulu . Ukuhlala uzolile futhi ube nohlelo olucacile lwesenzo kubalulekile ngezikhathi zokuguquguquka okukhulu.
Ukuze utshale imali ngempumelelo ezimakethe eziguquguqukayo , kubalulekile ukusungula nokulandela uhlelo lokutshala imali :
- Chaza izinjongo zokutshalwa kwezimali ukuze mfushane y i-lago umnqamulajuqu.
- Nquma izinga le ingozi ukuthi uzimisele ukuthatha.
- Buyekeza futhi lungisa njalo i isikhwama wokutshalwa kwezimali.
Imfundo eqhubekayo
Ukutshala imali, ikakhulukazi ezimakethe eziguquguqukayo , kudinga imfundo eqhubekayo kanye nokuvuselelwa . Ukuhlala wazi izindaba zezomnotho , intuthuko yemakethe, kanye namathuluzi amasha ezezimali kunganikeza inzuzo enkulu yokuncintisana.
Eminye imithombo ethembekile lapho ungathuthukisa khona ulwazi lwakho lokutshala imali:
- izincwadi ezikhethekile: Ababhali bathanda Benjamin Graham noma Peter I-Lynch.
- Ama-Webinars nezinkomfa: Ihlinzekwa izikhungo ezezimali y amakolishi.
- Amabhulogi ezezimali namaphothali: Amasayithi afana Investopedia y Bloomberg.
- Ukubonisana: Thola izeluleko ku-a uchwepheshe ekutshalweni kwezimali.
Ukusetshenziswa kobuchwepheshe
Amapulatifomu okutshalwa kwezimali aku-inthanethi enze kwaba lula ukuphatha nokuqapha ukusebenza kokutshalwa kwezimali kwakho . Ukusebenzisa izinhlelo zokusebenza namathuluzi okuhlaziya imakethe kukuvumela ukuthi wenze izinqumo ezinolwazi oluthe xaxa .
Izinhlobo zobuchwepheshe ezitholakalayo
Obunye ubuchwepheshe obungakusiza ukuthi utshale imali ezimakethe eziguquguqukayo:
- Izinhlelo zokusebenza zeselula: Como Robinhood futhi E * TRADE.
- Isofthiwe yokuhlaziya: Amathuluzi afana MetaTrader y Itheminali yaseBloomberg.
- Izinkundla zemfundo: Amawebhusayithi afana Khan Academy y Coursera.
Ukutshala imali ezimakethe eziguquguqukayo kungaba yithuba elinenzuzo uma kubhekwana namasu nolwazi. Ukusebenzisa amaqhinga afanele, njengokwehlukahlukana kanye nokusebenzisa amathuluzi ezezimali, kanye nokufunda okuqhubekayo, kungenza umehluko phakathi kwempumelelo nokwehluleka. Ukuzithiba nokuhlala uzolile ngezikhathi zokungaqiniseki kubalulekile ekwenzeni izinqumo ezinengqondo.